When you click on Start Application, you will be asked a few questions and then you will land on our online application. The online results will include your Trans Union credit score, and a list of potential lending program options where you pre-qualify for a payment program.
Since we are not paid by the lenders... After the pre-qualification, we will always show you the lender programs that will offer you the best rates and terms available. Just click on the program of your choice and complete the lender application. You will be approved in less than 5 minutes!
Based on the lender and the program, the lender will fund the loan to the Applicant/Borrower or the Merchant within 24 to 48 hours. There is no waiting long periods of time to get the money you need to complete the purchase. The application process takes 5 minutes, funding in 1 to 2 days.
We love our customers, so feel free to visit during normal business hours.
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